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Hesitant to get financing as it appears complex?

Hesitant to get financing as it appears complex?

Exclusive Offer


Item Information


  • You should be a Hong Kong resident
  • You really must be at the very least 18 years of age
  • You really need to have a monthly earnings of at minimum HKD5,000

How exactly to use

Current client

Brand New client

Application Hotline

Document Upload

Easy steps for loan application via HSBC HK Mobile Banking software

Submit an application for one in the HSBC HK Cellphone Banking software and experience a cleaner, easier application for the loan procedure.

  1. Get on the latest variation for the mobile banking application
  2. Touch the menu club from the top kept
  3. Select ‘Personal Instalment Loan’ under ‘Products & Services’

Note: The display display screen shows and also the pictures regarding the internet site are for illustration and reference purposes just.

Loan resources and solutions

Publish document that is supporting signature loans application

Which HSBC solution that is lending your right match?

Look for a loan that is suitable to complement along with your particular requirements by responding to a couple of easy concerns.

Personal Loans Comparison

An evaluation of Tax Loan with Instalment Loan.

Smart great tips on loans

Discover tips about how to borrow sensibly.

Relevant services and services and products

Private Instalment Loan Redraw

Redraw against your loan without the need to re-apply.

Revolving Credit Facility

Pay just interest in the credit you utilize as opposed to a set month-to-month repayment.

Consolidating your financial situation

Clear the money you owe faster utilising the private Instalment Loan Balance Consolidation Program.

Money Instalment Arrange

Supplemental income and economic freedom to realise your individual objectives. Transform your available credit limitation into immediate cash or move the outstanding stability from other bank cards to your HSBC charge card account.

To borrow or perhaps not to borrow? Borrow only when it is possible to repay!

Important info


  1. Just relevant to clients who effectively make an application for and drawdown the loan throughout the marketing duration with an approved loan number of HKD800,000 or above. Month-to-month flat price is 0.13% and Annualised portion Rate (APR) is 2.92% for a payment amount of one year. The APR is determined utilizing technique specified in appropriate directions granted by the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is really a guide price, which include all relevant rates of interest, costs and fees for the product, expressed as a rate that is annualised.
  2. To qualify for HKD100 money rebate beneath the Online Exclusive provide for Personal Instalment Loan, an Eligible Customer must submit an individual Instalment application for the loan via HSBC internet site www. or HSBC private online Banking while the loan of HKD100,000 or express payday loans in missouri above should be authorized through the marketing Period. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
  3. Applications need to be submitted throughout the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general general public vacations: 12 noon – 12 midnight, or branch’s that is individual hours) with all needed information (including without limitation a legitimate HSBC checking account quantity) and papers. The real turnaround time starts when most of the needed info is effectively input in to the Bank’s application assessment system together with Bank may possibly provide the moment application result and investment disbursement. Processing time can vary in certain full situations with respect to the real circumstances of specific applications.
  4. Minimal redraw is HKD3,000 and a Personal must has been had by you Instalment Loan account fully for at the least a couple of months. The lender reserves the final right of enabling clients to redraw or perhaps not and contains discretion that is sole figure out the redrawn quantity and tenor.
  5. Take note that people try not to appoint any 3rd events to refer private Instalment applications to us and won’t process any application that has been called by a 3rd party under beneficial arrangement. For enquiry, please phone our hotline at (852)2233 3000.

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